Auto Loan Calculator

Calculate car loan payments with trade-in, down payment, taxes, and fees

Vehicle Price ($)

Down Payment ($)

Trade-in Value ($)

Sales Tax (%)

Other Fees ($)

Loan Term (Years)

Annual Interest Rate (%)

A larger down payment reduces your loan amount, monthly payment, and total interest paid over the life of the loan.

Your trade-in value acts like additional down payment, reducing the amount you need to finance.

Shorter loan terms mean higher monthly payments but less total interest. Longer terms reduce monthly payments but increase total cost.

Shop around for the best interest rate. Even a small difference can save thousands over the loan term.